Alwen Hough Johnson want to ensure our clients receive the best possible service. If you are not satisfied with the level of service provided by us, we will try to resolve this as soon as possible.
How to make a complaint
If you wish to complain, you may advise any member of our staff or contact us by writing to :
2 Minster Court
Telephone: +44 (0)203 398 2600
Our complaints handling procedure
- We will promptly acknowledge your complaint in writing no later than 3 working days after receipt
- If your complaint concerns the provision of (or failure to provide) a service by another firm authorised by the Financial Conduct Authority, such as an (re)insurer or loss adjuster, we will promptly refer your complaint in writing to the firm. In these circumstances we will provide you with the full contact details for the firm and, if the other firm is solely responsible, our final response.
- We will endeavour to resolve your complaint at the earliest possible stage. We will thoroughly investigate the matter and will usually send our final response to you in writing no later than eight weeks after receipt of your complaint.
- We will keep you regularly informed of our progress and the measures being taken to resolve your complaint. You are welcome to contact us at any time to check the status of our investigation.
- If, after eight weeks, you are still waiting for us to respond, we will write to you explaining why we have been unable to conclude your complaint and the options available to you.
If you are a Lloyd’s policy holder and are dissatisfied with our handling of your complaint you may refer your complaint to the complaints team at Lloyd’s.
Details of the Lloyd’s complaints procedure are set out in the leaflet “Your Complaint – How We Can Help” available at the above web address. Submitting your complaint to the Lloyd’s complaints team will not affect your right to use Financial Ombudsman (FOS) as outlined below, if eligible, should you not be satisfied with Lloyd’s response.
If you are either a consumer or an enterprise that falls under the FCA’s ‘eligible complainant’ criteria, you may refer your complaint to the Financial Ombudsman Service (FOS), provided we have had an adequate opportunity to resolve your complaint first. We will advise you of the time limits for making a referral to the FOS and supply a copy of the FOS explanatory booklet with our final response. The FOS can be contacted by:
- Accessing the website: www.financial-ombudsman.org.uk/consumer/complaints.htm
- Telephoning: +44 (0)300 123 9 123 or 0800 023 4567.
- We will provide whatever assistance we can to the FOS and abide with their final decision.
Your right as a client to take legal action remains unaffected by the existence or use of any complaint’s procedures referred to above. However, the FOS will not adjudicate on any cases where litigation has commenced.
Online Dispute Resolution
The European Commission has established an Online Dispute Resolution Platform (ODR Platform). It is specifically designed to help customers resident in the European Union (EU) who have a complaint about goods or services bought online from traders established in the EU. You can submit your complaint online through the ODR platform in any of the official languages of the EU. The ODR platform can then submit your complaint to the Financial Ombudsman Service to facilitate resolution of your complaint. You may use the ODR service if you are resident in the EU and have a complaint about a product or service purchased from us online using the following website: https://ec.europa.eu/info/live-work-travel-eu/consumers/resolve-your-consumer-complaint
As the ODR platform will ultimately re-direct your complaint to the Financial Ombudsman Service, you may prefer to contact us or the Financial Ombudsman Service directly in the first instance.